Best answer
Your parents can discontinue your health insurancewhether or not you give them money. There鈥檚 no law saying they need to buy or provide it for you. Federal law now requires insurers to give parents the option of keeping their adult children, up to age 26, on their health plan.
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What happens when you get off your parent鈥檚 health insurance?
Once you鈥檙e off your parent鈥檚 insurance, you have several options for health care coverage. Currently, the Affordable Care Act (ACA) mandates that children are covered by a parent鈥檚 health insurance plan until the child turns 26, 1 if the parent鈥檚 health plan offers coverage for dependents.
Do I have to keep my parents on my health insurance?
Federal law now requires insurers to give parents the option of keeping their adult children, up to age 26, on their health plan. An insurer can鈥檛 deny coverage based on: However, this federal law doesn鈥檛 require your parents to place or keep you on their health insurance plan.
How do I get health insurance if I’m aging off my parents’insurance?
If you’re aging off of your parents’ insurance but are married, you may be able to join your spouse’s health plan. Just ask your spouse鈥檚 employer to add you to the plan within 30 days of your loss of coverage under your parents’ plan. 3.) Shop for a plan through the Health Insurance Marketplace.
How long can I Stay on my parents’health insurance plan?
Under the Affordable Care Act (ACA), you can stay on your parents’ health insurance plan until age 26, but it’s up to you to find coverage afterward. And although there’s a lot of information about health insurance, just knowing that you have a choice is the first step.