Your parents can discontinue your health insurancewhether or not you give them money. There鈥檚 no law saying they need to buy or provide it for you. Federal law now requires insurers to give parents the option of keeping their adult children, up to age 26, on their health plan.
People also ask
What happens when you get off your parent鈥檚 health insurance?
Once you鈥檙e off your parent鈥檚 insurance, you have several options for health care coverage. Currently, the Affordable Care Act (ACA) mandates that children are covered by a parent鈥檚 health insurance plan until the child turns 26, 1 if the parent鈥檚 health plan offers coverage for dependents.
Do I have to keep my parents on my health insurance?
Federal law now requires insurers to give parents the option of keeping their adult children, up to age 26, on their health plan. An insurer can鈥檛 deny coverage based on: However, this federal law doesn鈥檛 require your parents to place or keep you on their health insurance plan.
Can an unmarried child stay on a parent鈥檚 health plan?
The rule applies to unmarried and married children and all types of health plans, including employer-sponsored coverage, according to the Department of Labor. The law also allows you to remain on a parent鈥檚 plan if you:
Is it time to take adult kids off the family health plan?
It might be time to take adult kids off the family health plan 1 Adult children can stay on a parent鈥檚 insurance plan through age 26, but that might not be the best option for care. 2 Here is what health insurance experts say to consider when choosing your first health insurance plan. More …